The most important step to take after you have been injured is to seek necessary medical treatment.
Ultimately, all of the medical expenses caused by the at-fault party will be paid by their insurance company. However, this payment typically comes in the form of a settlement check or after a favorable verdict at the conclusion of your case.
Covering Medical Expenses Before Personal Injury Case is Settled
Prior to the conclusion of your case, there may be several sources of funds to pay your medical bills. You might have coverage for medical expenses under your own auto insurance policy. This is typically in the form of PIP (Personal Injury Protection) coverage. You may also have your own policy of medical insurance (such as Blue Cross, Uniform Medical Plan, or Group Health) that will pay for your treatment. In some cases, health care providers may agree to be paid out of your settlement.
If you are an injured passenger or pedestrian, the driver’s policy or your own PIP coverage may be available to you. If you are injured as a result of a fall, the property owner’s insurance might be available to pay your immediate medical expenses.
The important thing is to seek appropriate medical treatment and follow the doctor’s instructions until you are better.
Kristal M. Cowger, Attorney at Law
Blado Kiger Bolan,Tacoma, Wash.